You can rely on Czuba Group for guidance at every step of the journey
1. Meet with your Czuba Group Realtor
Discuss your wish list for your new home and share your questions.
2. Pre-Qualify for a Mortgage
The Czuba Group connects you with lenders who will determine your buying power. It is essential that you obtain a pre-approval for your mortgage loan, unless you are paying cash for your home.
3. Tour Properties
Together we begin the search for your new home, both online and in person, until we find the home you love.
4. Prepare the Offer
We strategize with you to prepare your offer. This includes discussing and determining the terms and conditions such as down payment, earnest money deposit, settlement date, financing contingency, and home-inspection contingency.
5. Negotiate the Contract
We present your offer and negotiate on your behalf. The Czuba Group has a successful track record in achieving our clients’ goals.
6. Manage the Transaction
Once you are under contract, the Czuba Group manages all details through settlement, including contingency satisfaction, as well as coordination with your lender, settlement company and the seller’s agent. We are in touch with you every step of the way to ensure a smooth transaction.
7. Complete the Closing
We are with you at settlement when you sign the necessary documents to complete the transaction. At this point, the home is officially yours and you receive the keys.
Here are some questions to consider when developing your wish list of all the key features you want in your new home. We will discuss them with you to ensure we understand your needs.
Is there anything else we should know to better assist you?
Czuba Group is here to help you enjoy a positive and successful home-buying experience. In today's competitive market, obtaining the home of your choice can be challenging. We suggest that you approach the search with an open mind. Be flexible and realistic. It is best to recognize there are no shortcuts in the process. Remember that the Czuba Group has faced almost every situation before and we can find solutions quickly. Keep your eye on the goal of finding a home you love.
How do you help me find a home?
We will customize a home search plan for you. This may include touring homes together, attending open houses, and searching property listings online.
How do I obtain a mortgage?
We recommend that you are pre-qualified for a mortgage by a highly reputable local lender before beginning your home search. We can recommend lenders who will answer your questions and guide you through the pre-qualification application process. It is helpful to know your price range. With that information, we can better serve you with your home search.
How long does it take once my offer has been accepted before I can move into my new home?
The average time between a ratified contract (where the buyer and seller have agreed to all the terms) and settlement (where you take possession as the legal owner of the property) is 30 to 60 days, although there are sometimes circumstances that would increase or decrease that time period.
How will I find a home inspector and tradespeople?
Czuba Group can recommend contractors and home inspectors who have successfully worked with our clients, as well as clients of other Compass agents.