You can rely on Czuba Group for guidance at every step of the journey

1. Meet with your Czuba Group Realtor

Discuss your wish list for your new home and share your questions.

2. Pre-Qualify for a Mortgage

The Czuba Group connects you with lenders who will determine your buying power. It is essential that you obtain a pre-approval for your mortgage loan, unless you are paying cash for your home.

3. Tour Properties

Together we begin the search for your new home, both online and in person, until we find the home you love.

4. Prepare the Offer

We strategize with you to prepare your offer. This includes discussing and determining the terms and conditions such as down payment, earnest money deposit, settlement date, financing contingency, and home-inspection contingency.

5. Negotiate the Contract

We present your offer and negotiate on your behalf. The Czuba Group has a successful track record in achieving our clients’ goals.

6. Manage the Transaction

Once you are under contract, the Czuba Group manages all details through settlement, including contingency satisfaction, as well as coordination with your lender, settlement company and the seller’s agent. We are in touch with you every step of the way to ensure a smooth transaction.

7. Complete the Closing

We are with you at settlement when you sign the necessary documents to complete the transaction. At this point, the home is officially yours and you receive the keys.

Getting Started

• Why are you moving?
• Do you currently rent or own?
• When would you like to move?
• Do you have pets?

Location

• Which neighborhoods interest you?
• What are the characteristics of your ideal neighborhood?
• What is your ideal commute?

Finances

• Have you been pre-approved for a mortgage? If so, with whom?
• What is your preferred price range
• Will anyone else be involved in your buying decision?

Home Design

• What size home do you want? (Square footage, number of bedrooms and bathrooms, open plan, separate dining room, family room, etc.)
• What type of home are you seeking? (Single-family, townhouse, condominium, etc.)
• Do you have a preferred architectural style?
• Are there any specific features you would like in your new home? (Fireplace, central air conditioning, washer-dryer, etc.) • Do you want outdoor space? (Back yard, garden, balcony, etc.)
• Do you need off-street parking? • Do you want a home in move-in condition or are you willing to renovate? If so, to what extent?
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Q:

A:

How do you help me find a home?

We will customize a home search plan for you. This may include touring homes together, attending open houses, and searching property listings online.

How do I obtain a mortgage?

We recommend that you are pre-qualified for a mortgage by a highly reputable local lender before beginning your home search. We can recommend lenders who will answer your questions and guide you through the pre-qualification application process. It is helpful to know your price range. With that information, we can better serve you with your home search.

How long does it take once my offer has been accepted before I can move into my new home?

The average time between a ratified contract (where the buyer and seller have agreed to all the terms) and settlement (where you take possession as the legal owner of the property) is 30 to 60 days, although there are sometimes circumstances that would increase or decrease that time period.

How will I find a home inspector and tradespeople?

Czuba Group can recommend contractors and home inspectors who have successfully worked with our clients, as well as clients of other Compass agents.